Sunday, March 21, 2010


Mine and hubby's friend and handyman is moving to Tennessee. He is remodeling a house there and moving a little bit at a time. He comes back every couple of months and spends a few days and back he goes with another load. He called yesterday and said he had just finished his taxes and I had just finished mine also. He ordered a pizza and I put a pumpkin pie in the oven.

We had a impromptu dinner. He stayed for over 4 hours we just had the best time just talking. We have been friends for over 15 years. It kills me to see him move. Those kind of friends don't come along very often.

Tuesday, March 16, 2010

Insurance Companies

Back in the late 60's I was working for a small Insurance Agency. I was really into learning to have my license for fire and casualty. I learned a lot of the history of insurance how it came about and what it was created for. I was really glad to be a part of a industry that helped people. I mean it really, really helped people.

A few years into working for small agencies. I really thought about starting my own agency. I just needed a steady income as hubby was going to school and trying to work also. I also had two in high school and looking at college, Penni was just starting school and needed me home as much as possible. It was a good thing I didn't. Many of the small insurance companies that I was use to working with were being bought up by corporations. I couldn't figure out why a corporation would buy an insurance company. Insurance companies had to keep a pool of money to pay claims. By law a portion of all premiums had to be kept for the insurance pool. Corporation saw all that money and if they owned that company they could get their hands on the money. All the small insurance companies began to disappear. That forced the combination of companies to get as large and AIG and they began to branch out into all other kinds of finance.

Now insurance companies are dictating if the American public can have health care coverage or not. How can they put profits ahead of people dying and not having any health care. I can't believe in the greed. I know by the insurance industry cutting health care loose it will put a lot of people out of work. I had try another kind of work. It took me 15 years to work my way up in public education. I couldn't work for insurance any more. All I see is the misery their greed is causing.
What happened to people who wanted to help their neighbors by pooling their money to form a insurance company.

I didn't bounce

I fell leaving Church Sunday. They had a long piece of plastic along the entry to the auditoium. This was not fastened down in anyway. I got my toe under the edge and got my foot caught under it and of course I went down. I fell on my new plastic knee. I had it x-rayed, I didn't break anything thank heavens. I guess that was the best way to fall if I had to fall. I have pulled some muscles so I am sore but I am alright.

I bought a new Quicken mine was about 8 years old. I haven't kept up with my Quicken this past year and doing my taxes was a pain in the neck. I have installed the new Quicken and it won't let me go back to the old one without wiping out the new one. I am trying to reconstruct all this years bank items. I have two checking accounts. Two savings accounts, 5 credit cards, and one mortgage. I can keep everything on Quicken except mileage. I should be able to figure out how to keep that too.

I am getting money back from Federal but I didn't pay any State so I have to pay that. Bummer it is going to take half of my Federal to pay the state. I was planning on having the car repaired with the Federal.

I am going to physical therapy so I should be back in shape in good time. I can't seem to get it all together. Things keep happening all the time to set me back.